Lake Michigan Credit Union

Founded in 1933, Lake Michigan Credit Union is a not-for-profit, member-owned financial cooperative headquartered in Grand Rapids, MI. It reports approximately 523,449 members and about $16.0 billion in total assets as of the December 2025 NCUA Call Report. The credit union operates 79 branch location(s) on record with the NCUA. It is a state-chartered, federally insured credit union supervised by its state regulator and the NCUA. Deposits are federally insured by the National Credit Union Share Insurance Fund (NCUSIF). This directory profile gathers verified public information to help you quickly reach the credit union's official website, review membership eligibility, locate branches and ATMs, and find official pages for accounts, loans, rates, and member support.

Membership in Lake Michigan Credit Union is based on its field of membership. According to information published on the credit union's official website: Membership is open to anyone who lives, works, attends school, or worships in Michigan's lower peninsula or anywhere in Florida, as well as immediate family members of existing members. Additionally, individuals residing elsewhere can join by making a $5 donation to the ALS Foundation. Its field of membership is described as: community-based (michigan lower peninsula and florida) plus association/family. Eligibility rules can change, so confirm your specific eligibility directly with the credit union before applying.

Based on its official website, Lake Michigan Credit Union offers a range of consumer financial services. Verified product areas include checking accounts, savings accounts, auto loans, mortgage and home loans, credit cards, online banking, business banking, and mobile banking apps. The credit union also publishes financial education and wellness resources. Specific products, eligibility, rates, and fees vary; refer to the official pages linked below and confirm current terms with the credit union before opening an account or applying.