University Federal Credit Union

Founded in 1936, University Federal Credit Union is a not-for-profit, member-owned financial cooperative headquartered in Austin, TX. It reports approximately 417,920 members and about $4.2 billion in total assets as of the December 2025 NCUA Call Report. The credit union operates 29 branch location(s) on record with the NCUA. It is a federally chartered credit union regulated by the National Credit Union Administration (NCUA). Deposits are federally insured by the National Credit Union Share Insurance Fund (NCUSIF). This directory profile gathers verified public information to help you quickly reach the credit union's official website, review membership eligibility, locate branches and ATMs, and find official pages for accounts, loans, rates, and member support.

Membership in University Federal Credit Union is based on its field of membership. According to information published on the credit union's official website: Membership is open to employees, students, or alumni of more than 250 universities, associations, and employers in Central Texas and Galveston County. Individuals can also join for free through the American Consumer Council. Its field of membership is described as: community, employer, and university-based membership. Eligibility rules can change, so confirm your specific eligibility directly with the credit union before applying.

Based on its official website, University Federal Credit Union offers a range of consumer financial services. Verified product areas include checking accounts, savings accounts, auto loans, mortgage and home loans, credit cards, online banking, business banking, and mobile banking apps. The credit union also publishes financial education and wellness resources. Specific products, eligibility, rates, and fees vary; refer to the official pages linked below and confirm current terms with the credit union before opening an account or applying.