ESL Federal Credit Union

Founded in 1995, ESL Federal Credit Union is a not-for-profit, member-owned financial cooperative headquartered in Rochester, NY. It reports approximately 463,379 members and about $9.9 billion in total assets as of the December 2025 NCUA Call Report. The credit union operates 34 branch location(s) on record with the NCUA. It is a federally chartered credit union regulated by the National Credit Union Administration (NCUA). Deposits are federally insured by the National Credit Union Share Insurance Fund (NCUSIF). This directory profile gathers verified public information to help you quickly reach the credit union's official website, review membership eligibility, locate branches and ATMs, and find official pages for accounts, loans, rates, and member support.

Membership in ESL Federal Credit Union is based on its field of membership. According to information published on the credit union's official website: Membership is open to individuals who live, work, worship, or attend school in the City of Rochester, as well as employees and retirees of over 50 eligible companies including Eastman Kodak and Wegmans. Immediate family members of current ESL members are also eligible to join. Its field of membership is described as: community-based (city of rochester) and multiple employer/association groups. Eligibility rules can change, so confirm your specific eligibility directly with the credit union before applying.

Based on its official website, ESL Federal Credit Union offers a range of consumer financial services. Verified product areas include checking accounts, savings accounts, auto loans, mortgage and home loans, credit cards, online banking, business banking, and mobile banking apps. The credit union also publishes financial education and wellness resources. Specific products, eligibility, rates, and fees vary; refer to the official pages linked below and confirm current terms with the credit union before opening an account or applying.