Municipal Credit Union

Founded in 1917, Municipal Credit Union is a not-for-profit, member-owned financial cooperative headquartered in New York, NY. It reports approximately 631,649 members and about $4.9 billion in total assets as of the December 2025 NCUA Call Report. The credit union operates 16 branch location(s) on record with the NCUA. It is a state-chartered, federally insured credit union supervised by its state regulator and the NCUA. Deposits are federally insured by the National Credit Union Share Insurance Fund (NCUSIF). This directory profile gathers verified public information to help you quickly reach the credit union's official website, review membership eligibility, locate branches and ATMs, and find official pages for accounts, loans, rates, and member support.

Membership in Municipal Credit Union is based on its field of membership. According to information published on the credit union's official website: Membership is open to individuals who live, work, worship, or attend school in New York City. The credit union also serves municipal workers and their families. Its field of membership is described as: community and occupational (new york city residents/workers and municipal employees). Eligibility rules can change, so confirm your specific eligibility directly with the credit union before applying.

Based on its official website, Municipal Credit Union offers a range of consumer financial services. Verified product areas include checking accounts, savings accounts, auto loans, mortgage and home loans, credit cards, online banking, and mobile banking apps. The credit union also publishes financial education and wellness resources. Specific products, eligibility, rates, and fees vary; refer to the official pages linked below and confirm current terms with the credit union before opening an account or applying.